LIBRARY OF RELEVANT POSTS FOR REAL ESTATE BUYERS
Posts on this list are not linked – to read the Posts go to ARCHIVES (see column to the right), select the month, find the Post you desire to read, and click on the TITLE.
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REALTOR – EXCLUSIVE REPRESENTATION
- Coldwell Banker Residential Brokerage of NRT Ranked #1 Residential Real Estate Company in USA – SEPTEMBER, 2012
- HomeGain.com Survey: Sellers Fare Better When They Use Agents - MARCH, 2011
- Creative Marketing in a Buyer Market – Seller offering Bonus to the Buyer Agent - FEBRUARY, 2009
- 4 Reasons Why Online Home Buyers Benefit from Working with a REALTOR - JANUARY, 2009
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REAL ESTATE TRANSACTION
- HUD Allowed Electronic Signatures on Third Party Documents for FHA Mortgage Insurance as of April 8, 2010 - APRIL, 2010
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PERFECT HOME SEARCH
- The Fastest Way to Improve Home Values is to Live in a High-Scoring Public School District - APRIL, 2012
- Five Reasons Homeownership Trumps Renting - SEPTEMBER, 2010
- Male and Female Home Shoppers Agree on Ten Home Must-Haves. Men are from Mars and Women are from Venus? - JUNE, 2010
- Costs of Owning a Home Surprises Some Buyers – Utilities and Transportation Costs should be Included in the Budget - JUNE, 2010
- Transportation Costs Must be a Part of Home Buyer’s Budget – Housing Affordability -APRIL, 2010
- Men are from Mars and Women are from Venus – Gender and Home Shopping - AUGUST, 2009
- Maryland and Virginia rank top No 1 & No 3 in High School AP Tests - FEBRUARY, 2009
- So Many Homes – How to Narrow Down Options - JANUARY, 2009
PRIDE OF HOMEOWNERSHIP
- American Home Ownership Rate at 65.5 Percent According to 2011 Census Bureau – OCTOBER, 2012
- American Home Ownership at 65.1 Percent According to 2010 Census Bureau - OCTOBER, 2011
- Washington, D.C. Home Prices to Increase 6.5% in 2011 – 10 Cities Where Home Prices Will Rise the Most in 2011 - JANUARY, 2011
- Five Reasons Homeownership Trumps Renting - SEPTEMBER. 2010
- The Pride of Homeownership – From Renter to Homeowner - NOVEMBER, 2009
- Americans Believe in Home Ownership Despite the Housing Bust – Real Estate as Inflation Hedge - SEPTEMBER, 2009
- Purchasing a Home or Real Estate is the Best Way to Defend Against Inflation - MAY, 2009
NEW CONSTRUCTION HOMES
- Smart Upgrades to Choose in a New Construction Homes in 2011 - MARCH, 2011
- Home Space, Designs, and Floor Plan Preferences of U.S. Homeowners in 2010 - NOVEMBER, 2010
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TITLE TO REAL PROPERTY
- Home Owner’s Title Insurance Is a Must in Post 2005 Real Estate Market - MARCH, 2011
- Risks and Benefits of Purchasing Real Estate with Unrelated Partners – Title to Real Property - JUNE, 2009
- Title to Real Property – Protecting Ownership Rights – MAY, 2009
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HAZARD INSURANCE
- Homeowners Hazard Insurance: Time for an Annual Check-Up - MARCH, 2012
- The ABC of Buying Homeowners Insurance – JULY, 2011
- State Farm Auto Insurance Eye Opener – Welcome to the Insurance World - JUNE, 2009
PROPERTY OWNER’S ASSOCIATION (POA) AND CONDOMINIUM ACT IN VIRGINIA
- New FHA Guidelines for Condo Buyers – Effective December 8, 2009 - DECEMBER, 2009
- New Law as of July 1, 2008 in Virginia, Property Owner’s Association (POA) and Condominium Act - JULY, 2008
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CREDIT SCORES
- How Long Home Buyers Need to Wait to Buy a Home After Short Sale or Foreclosure? – JUNE, 2011
- New FICO Credit Score Tailored for Lenders to Screen Mortgage Loan Borrowers - OCTOBER, 2010
- Seven Common Credit Report Mistakes – Improve Credit Score by Removing Errors – JUNE, 2009
REAL ESTATE and PERSONAL PROPERTY TAX RATES
- Real Estate and Personal Property Tax Rates for FY 2011-2012 for Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA – AUGUST, 2011
- Real Estate and Personal Property Tax Rates for FY 2010-2011 for Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA - OCTOBER, 2010
- Real Estate Tax Assessments and Current Market Value – Arlington County, Fairfax County, Fauquier County, Loudoun County, Prince William County - AUGUST, 2009
- Real Estate and Personal Property Tax Rates for FY 2009-2010 for Arlington County, Fairfax County, Fauquier County, Loudoun County, and Prince William County - MAY, 2009
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MORTGAGE SHOPPING – COMPARING LOAN PROGRAMS
- Home Mortgage Requirements for Retirees – Home Buying in Northern Virginia – MAY, 2013
- ARMs, Adjustable-Rate Mortgage Loans vs Fixed-Rate Mortgage Loans in Northern Virginia – SEPTEMBER, 2012
- Tips that Might Help Home Buyers to Qualify for a Mortgage - MARCH, 2012
- Homeowners Chose 15-Year Fixed-Rate Mortgage Loans over 30-Year Fixed Mortgage in Q4 2011 - FEBRUARY, 2012
- Lenders who Deny Loans to Women Receiving Maternity Payments and Planning to Return to Work Violate Fair Housing Laws According to HUD – JULY, 2011
- Adjustable-Rate Mortgages, 5/1 and 7/1 ARMs, Gain in Popularity – Home Sale Prices in Arlington County VA, Fairfax County VA, Loudoun County VA, Prince William County Virginia - MARCH, 2011
- Interest Rates for FHA Loans, VA Loans, and 30 Year & 15 Year Conventional Fixed Mortgage Loans in Arlington County Virginia, Fairfax County Virginia, Fauquier County Virginia, Loudoun County Virginia, and Prince William County Virginia - NOVEMBER, 2010
- BB&T, Sun Trust Mortgage, U.S. Bank, and Wells Fargo Top Customer Satisfaction Among Mortgage Loan Servicers - SEPTEMBER, 2010
- Interest Rates – When is the Best Time to Lock-in the Interest Rate? - MARCH, 2010
- Closing Cost Assistance and Appliance Incentive for Fannie Mae Homes – Sales Must Close by April 30, 2010 - FEBRUARY, 2010
- New FHA Guidelines for Condo Buyers – Effective December 8, 2009 - DECEMBER, 2009
- 4 Tips to Getting a Loan by Home Buyers – Down Payment, Credit Scores, Documented Income - OCTOBER, 2009
- VHDA’s Homebuyer Tax Credit Plus Loan Creates Opportunity for First-time Buyers to Enter the Market - OCTOBER, 2009
- Annual Percentage Rate, APR – How to Shop and Compare Loan Programs - SEPTEMBER, 2009
- FHA 203(k) Loan Program Offers Purchase and Renovation Aid to Owner-Occupants of Residential Homes - AUGUST, 2009
FINANCING – RELATED POSTS
- Maximum Loan Limits for VA Loans Increased to $838,750 for High Cost of Living Areas in Virginia, Maryland and D.C. for VA Loans Closed August 6, 2012 through December 31, 2012 – AUGUST, 2012
- Conforming Loan Limits for Conventional Mortgages at $625,500 and FHA Loan Limits at $729,750 for High Cost of Living Areas in Northern Virginia and Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA through December 31, 2013 - NOVEMBER, 2011
- Mortgage Rates Remain at Record Low During September 2011 - SEPTEMBER, 2011
- How Long Home Buyers Need to Wait to Buy a Home After Short Sale or Foreclosure? – JUNE, 2011
- $8,000 Tax Credit for Members of the Military and the Federal Employees - JANUARY, 2010
- IRS Sets New Rules for $8,000 Tax Credit for Un-Married Home Buyers and Parent Co-signing a Mortgage - DECEMBER, 2009
- The $8,000 and $6,500 Tax Credit for Home Buyers Expires April 30, 2010 – $8,000 Tax Credit Extended and Expanded - NOVEMBER, 2009
- Fannie Mae and Freddie Mac Change Job-Transfer Rules – Income from a Trailing Spouse -AUGUST, 2009
- FHA Loans at Record High – Highest Popularity in 75-Years - JULY, 2009
- Hybrid ARM Loans Are a Great Opportunity for Borrowers Who Know They Must Sell in Five Years - JULY, 2009
- Shopping for a Home Mortgage Online – Comparing Quotes for Loan Products - JUNE, 2009
- 5 Tips for Homebuyers Seeking a Mortgage – 720+ Credit Score and Documented Income - MAY, 2009
- United States Department of Agriculture – 100% Financing and No Private Mortgage Insurance Required: Fauquier, Loudoun, Prince William in Northern Virginia – MAY, 2009
- FHA Loans Account for 20% of New Mortgages – Designed for All Homebuyers, Not Only First-Time Buyers – APRIL, 2009
- Finding the Best Mortgage Deal is the Key to a Successful Home Buying – Broker vs. Lender - APRIL, 2009
- Fannie Mae Loan Limits in High Cost Areas for Loans Closed by December 31, 2009 - Guidelines Apply May 1, 2009 – Washington, D.C. Area: Maryland and Northern Virginia – Arlington, Fairfax, Loudoun, Prince William - APRIL, 2009
- FHA Loans – Modernized, Available, Safe for the Borrower and the Taxpayer - MARCH, 2009
- Fannie Mae Raised Loan Limit on Investor and Second Home Borrowers from 4 to 10 – Policy Took Effect March 1, 2009 - MARCH, 2009
- FHA and Conforming Loan Limits at $729,750 for the Washington, D.C. Area for 2009 - MARCH, 2009
- Bush Administration Ignored Warnings of Mortgage Meltdown - JANUARY, 2009
- Mortgage Deals Abound for ‘Ready, Willing and Able’ Home Buyers - JANUARY, 2009
- Piggyback Loans Creating Nightmares for Short Sellers - JANUARY, 2009
- Buyers with great Credit Scores and Down Payment in Driver’s seat - NOVEMBER, 2008
LEGISLATURE
- Maximum Loan Limits for VA Loans Increased to $838,750 for High Cost of Living Areas in Virginia, Maryland and D.C. for VA Loans Closed August 6, 2012 through December 31, 2012 – AUGUST, 2012
- Conforming Loan Limits for Conventional Mortgages at $625,500 and FHA Loan Limits at $729,750 for High Cost of Living Areas in Northern Virginia and Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA through December 31, 2013 – NOVEMBER, 2011
- Dodd-Frank Act and The Lending Industry Reform – QM and QRM mortgage loans - JULY, 2011
- Ohio Man Sentenced to 4 Years for Harassing Female Real Estate Agents - JULY, 2011
- Lenders who Deny Loans to Women Receiving Maternity Payments and Planning to Return to Work Violate Fair Housing Laws According to HUD – JULY, 2011
- Freddie Mac and Fannie Mae Jumbo Mortgages Maximum Loan Amount to Decrease From $729,750 Back to $625,500 as of October 1, 2011 for Washington, D.C. Area, Including Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, Prince William County VA - APRIL, 2011
- IRS Form 5405 and Other Required Documents to Claim $8,000 Tax Credit and $6,500 Tax Credit on Tax Returns - FEBRUARY, 2010
- Closing Cost Assistance and Appliance Incentive for Fannie Mae Homes – Sales Must Close by April 30, 2010 - FEBRUARY, 2010
- IRS Sets New Rules for $8,000 Tax Credit for Un-Married Home Buyers and Parent Co-signing a Mortgage - DECEMBER, 2009
- The $8,000 and $6,500 Tax Credit for Home Buyers Expires April 30, 2010 – $8,000 Tax Credit Extended and Expanded - NOVEMBER, 2009
- Fannie Mae and Freddie Mac Change Job-Transfer Rules – Income from a Trailing Spouse -AUGUST, 2009
- Hope for Home Owners Program to help more strugling Families keep their Home - OCTOBER, 2008
- Housing and Economic Recovery Act of 2008 - AUGUST, 2008
