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Archive for the ‘LOUDOUN COUNTY, VA’ Category

Loudoun County in Virginia held to its designation as the county with the highest MEDIAN household income.

http://www.LoudounTimes.com published a great article on that topic:

“The county has held the top spot, intermittently swapping with neighboring Fairfax County, for the past five years. Loudoun’s median household income totals $119,540 followed by Fairfax County with a median income of $103,010; Howard County, Md., at $101,771; Hunterdon County, N.J., ($97,874); and Arlington County, Va., ($94,986).”

To read the article and the comments visit:    http://www.loudountimes.com/index.php/news/article/economist_loudouns_richest_in_the_nation_designation_an_overstatement454/

NOTE: Loudoun County VA is located in the high cost of living area with high home prices and high taxes, therefore high median household income should NOT necessarily be equated with high median household wealth.

NOTE: Loudoun County MEDIAN household income of $119,540 means that 50% of households earned less than $119,540 in 2011 and 50% of households earned more than $119,540 in 2011 in Loudoun County, VA

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SOURCE: LoudounTimes.com

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Real estate agents are always bombarded by SPAM email, bogus advertisers who promise that only their companies deliver miracle results and are the best deal around, not to mention the ever pushy viagra marketeers, etc  – we are used to it. It is almost an expected part of our business because our e-mail addresses are so very public.

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However, this morning I received an email that established *new bottom* in scamming and brazen, nonchalant white collar crime.

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For clarification, MRIS, Metropolitan Regional Information Systems, is the metropolitan Washington, D.C. area MLS, Multiple Listing Service and is used by real estate agents to market and list real estate and homes for sale or rent. The MRIS is available only to member real estate agents and is supported solely by membership fees.

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The email I received this morning was sent from Mris.com  <helpdesk@mris.com> which requested a payment needed to upgrade the email to 2.5GB.  

The link included in the email asked for the email address and — the PASSWORD – to the email account so MRIS could upgrade the account. Agents are allowed to have THREE email accounts, so THREE payments would have to be made to upgrade each account …. and of course three passwords disclosed…..

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Now, real estate agents are some of the MOST SAVVY, SMART, INTELLIGENT, even SHREWD people that walk on this Earth – one has to be *shrewd* in real estate business. This is the ONLY business where being *shrewd* is actually a VIRTUE, a necessary part of daily life.

Please note that being *shrewd* does NOT prevent one from being HONEST, CARING agent with HIGH level of INTEGRITY.

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When I received the email, one look at it told me that it could NOT possibly be a legitimate email sent by MRIS office:

  • our email accounts were upgraded a while ago and are now at a nice size of 2GB
  • I mostly use a KW-email account, so my MRIS accounts have a LOT of memory space left
  • MRIS help desk uses (helpdesk@MRIS.***) …. NOT helpdesk@MRIS.com  – the scam email address did not match address used by helpdesk at MRIS office.

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Needless to say, I reported the scam immediately to the MRIS office.  Do you think it should be *hard* to find the crooks responsible for the fraudulent email???

I do NOT think so.  Perhaps someone from FBI would like to earn some brownie points and take interest in this case. Let me know.

But do NOT tell me it is impossible to find those brazen arrogant criminals – white collar criminals – that plague the internet … and get away with a murder. Literally.

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HERE BELOW IS  THE E-MAIL I RECEIVED FROM helpdesk@MRIS.com

—- Webmail Technical Services—–

Dear Mris.com Email Subscriber,

You have exceeded your email quota limit of 450MB and you are advice to expand your email quota limit within 48 hours. You need to upgrade your email quota limit to 2.5GB. You can use the below weblink to upgrade your email account:

www.nw-binc.com

Thank you for using our web-mail.

Checkout new features and enhancements with our newly improved and secured webmail.

—-Copyright © 1997-2011 Webmail Technical Services!. All rights

reserved—–

******

Anyone at the FBI looking to earn some brownie points?

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Senate Passed Loan Limit Extension Amendment – FHA loan limits back at $729,750 – click the link for more information: https://viviannerutkowski.wordpress.com/2011/11/16/conforming-loan-limits-for-conventional-mortgages-and-fha-loan-limits-at-729750-for-high-cost-of-living-areas-in-northern-virginia-and-arlington-county-va-fairfax-county-va-fauquier-county-va-lou/

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On October 1, 2011, mortgage loan limits for the government-sponsored enterprises Fannie Mae and Freddie Mac (GSEs) and the Federal Housing Administration (FHA) dropped from temporary levels to reduced limits based on permanent criteria established by Congress in 2008.

The base limit for most of US remains at $417,000, but the formula for establishing limits for high cost areas, like Northern Virginia, changed from 125% to 115% of the area MEDIAN HOME PRICE which means a drop in loan limit from $729,750 to $625,500.

It means that $625,500 is the maximum loan amount for one unit residential properties in high cost areas that can be purchased and securitized by Fannie Mae and Freddie Mac (GSEs).

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As with the conventional loans insured by GSEs (Fannie Mae and Freddie Mac), on October 1, 2011, the loan limits for the FHA loans also declined due to changes set in law. FHA loan limits are set slightly differently than those for Fannie Mae and Freddie Mac. By law, the lowest limit for any county in US for one-unit homes is $271,050. The ceiling for FHA loans in high cost areas declined on October 1, 2011 from $729,750 to $625,500 for one unit residential properties.

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The new 2011-2012 GSE Conforming Loan Limits in Washington, D.C. area, Northern Virginia and Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA are as follows:

  • 1 – UNIT         $625,500
  • 2 – UNIT         $800,775
  • 3 – UNIT         $967,950
  • 4 – UNIT      $1,202,925 

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The loan limits for VA Loans, mortgages guaranteed by the Department of Veterans Affairs, will change on January 1, 2012.  The current VA loan limit in Northern Virginia area is $818,750 thru December 31, 2011http://www.googlerealestate.com/va-loan-limits-2011/

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The new GSE Conforming Loan Limits for all counties in USA and Northern Virginia, Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA: http://www.nahb.org/fileUpload_details.aspx?contentTypeID=3&contentID=159279&subContentID=353571&channelID=311

The new FHA Loan Limits for all counties in USA and Northern Virginia, Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA:
http://www.nahb.org/fileUpload_details.aspx?contentTypeID=3&contentID=159279&subContentID=353572&channelID=311

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Click here for Mortgage Calculators and Interest Rates TODAY

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NOTE: Advertisement Ads which appear in most posts on this Blog are run by WordPress and do NOT necessarily represent the views of Vivianne Rutkowski or Keller Williams Realty. Visitors to this blog are NOT obligated to click the ads to visit this blog.

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Loudoun County Public Schools SAT scores have been improving tremendously for the last couple of years. The average Loudoun County VA Public Schools SAT scores in 2010 were 76 points higher than average Virginia SAT scores and 88 points higher than National SAT scores.

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Here are the Loudoun County Public Schools, Virginia, SAT test scores for the school year 2009-2010:

LOUDOUN COUNTY VA SAT SCORES 2010 MATH SCORE CRITICAL READING WRITING SCORE TOTAL SAT SCORE in 2010
Virginia 512 512 497 1,521
Loudoun County 536 535 526 1,597
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BRIAR WOODS 534 531 533 1,598
BROAD RUN 542 541 528 1,611
DOMINION 538 539 530 1,607
FREEDOM 524 512 507 1,543
HERITAGE 520 521 518 1,559
LOUDOUN COUNTY 536 542 529 1,607
LOUDOUN VALLEY 545 548 529 1,622
PARK VIEW 493 499 482 1,474
POTOMAC FALLS 550 542 534 1,626
STONE BRIDGE 550 547 542 1,639

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Loudoun County Public Schools Fact Sheet for 2010: http://www.lcps.org/cms/lib4/VA01000195/Centricity/Domain/4/LCPS%20Fact%20Sheet%20Summary%20-%202010-2011.pdf

also http://www.lcps.org/site/default.aspx?PageID=1

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NOTE: The information above is believed to be accurate, but is subject to errors and omissions and should not be relied upon without verification. Contact Loudoun County Public Schools personally for information.

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Best Regards,

VIVIANNE RUTKOWSKI

REALTOR®, ABR, GRI, SFR, CHRE, CDPE
Licensed in Virginia

KELLER WILLIAMS REALTY
50 Catoctin Circle NE, Suite 101
Leesburg,  VA  20176
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World Class Service with Integrity and Knowledge

Loudoun County Public Schools Virginia, Loudoun County Public Schools Virginia SAT test scores in 2010, Briar Woods High School Ashburn VA 2010 SAT test scores, Broad Run High School Ashburn VA 2010 SAT test scores, Dominion High School Sterling VA 2010 SAT test scores, Freedom High School South Riding VA 2010 SAT test scores, Heritage High School Leesburg VA 2010 SAT test scores, Loudoun County High School Leesburg VA 2010 SAT test scores, Loudoun Valley High School Purcellville VA 2010 SAT test scores, Park View High School Sterling VA 2010 SAT test scores, Potomac Falls High School Sterling VA 2010 SAT test scores, Stone Bridge High School Ashburn VA 2010 SAT test scores

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NOTE: Advertisement Ads which appear in most posts on this Blog are run by WordPress and do NOT necessarily represent the views of Vivianne Rutkowski or Keller Williams Realty. Visitors to this blog are NOT obligated to click the ads to visit this blog.

 

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Leesburg Virginia won Money Magazine’s List of the Best Towns to Live for Northern Virginia area and was placed at number 4 on the Money Magazine’s List of the Top 100 Places To Live in United States for the year of 2011.

Money Magazine also placed Herndon VA at number 34, just ahead of Oakton VA at number 36 on the list. Montclair, a Northern Virginia community located in Prince William County VA was at number 35.

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LEESBURG, Virginia

“Leesburg, which snuggles up to the Virginia-Maryland border, offers proximity to plenty of good jobs not just in government but also in defense contracting, consulting, and technology. True, commutes can be abysmal. But residents say that the tradeoff to live in this pretty town, which has seen more history than a Ken Burns film, is worth it. Many antebellum red-brick buildings still stand, now filled with restaurants and art galleries.”

http://money.cnn.com/magazines/moneymag/bplive/2011/snapshots/PL5144984.html

More about Leesburg, VA: http://en.wikipedia.org/wiki/Leesburg,_Virginia

Leesburg, Virginia, is the seat of the Loudoun County, Virginia, government. Loudoun County continues to hold it’s title as the most wealthy county in USA with the median household income at $112,000 in 2010.

http://en.wikipedia.org/wiki/Highest-income_counties_in_the_United_States

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HERNDON, Virginia

Herndon is located in the northwest corner of the Fairfax County in Virginia. The town provides a great base to explore the many jobs in the area. Herndon is located near the so-called Dulles Technology Corridor, and is home to such world- known companies as AOL, Microsoft, and Verizon. Many Herndon residents also work in Washington D.C. which is located about 22 miles away. The Herndon public schools are known for being talent magnets. Newsweek consistently ranks Herndon High in the top 5 percent of the country.”

The median sale price of a home in Herndon, through July 2011, was $454,500, according to Zillow.com. A total of 138 Herndon homes sold in July, according to the site.

According to the Census Bureau, there are 6,962 Herndon households, out of which 41.7 percent had children under the age of 18 living with them, 56.8 percent were married couples living together, 9.4 percent had a female householder with no husband present, and 28.6 percent were non-families.

The median income for a household in the town was $92,947, and the median income for a family was $108,446, according to a 2007 estimate.

Herndon is one of the four incorporated towns in Fairfax County, Virginia.

http://money.cnn.com/magazines/moneymag/bplive/2011/snapshots/PL5136648.html

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OAKTON, Virginia 

Oakton, Virginia is another Fairfax County, Virginia community that made the Money’s 2011 list. Oakton is an un-incorporated town.

Money Magazine wrote: “Hundreds of tall oak trees–from which the town got its name–dot the rolling countryside here,” the Money editors wrote. “But scenic vistas are hardly the only reason to live in Oakton. This affluent unincorporated area is a logical choice for commuters to D.C. and to area jobs hub Tysons Corner: it’s located along both U.S. 66 and Route 123. And the schools here are very good.”

The article notes that the tradeoff comes in the form of home prices. According to Zillow.com, the average sale price of an Oakton home is $675,500, which is up 3.1 percent in the last 12 months.

According to census figures, Oakton is comprised of 11,118 households, out of which 32.7 percent had children under the age of 18 living with them, 57.8 percent were married couples living together, 7.9 percent had a female householder with no husband present, and 31.2 percent were non-families. The average household size was 2.63 and the average family size was 3.08.

According to a 2010 estimate, the median income for an Oakton household was $167,512, and the median income for a family was  $188,308.

http://money.cnn.com/magazines/moneymag/bplive/2011/snapshots/PL5158472.html

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MONTCLAIR, Virginia

Montclair in Prince William County, Virginia made the Money Magazine’s List  in 2007, 2008, 2009, and 2011. Montclair VA was number 35 on the 2011 List, right after Herndon VA at number 34 and before Oakton Va at number 36.

Magazine wrote: “Montclair is located 25 minutes south of the Beltway and 40 minutes from Washington, D.C., this unincorporated area offers residents plenty of commutable jobs plus lots of wide-open space. Homes surround a 108-acre man-made lake, the site of community activities such as Montclair Day in June and Fourth of July fireworks. Nearby Prince William National Forest Park offers various camping and walking trails to explore the outdoors.”

http://money.cnn.com/magazines/moneymag/bplive/2011/snapshots/PL5152658.html

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Direct Link to the Money Magazine’s 2011 List of 100 Best Town to live:

http://money.cnn.com/magazines/moneymag/bplive/2011/snapshots/PL0846355.html

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SOURCE:  Money Magazine

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NOTE: Advertisement Ads which appear in most posts on this Blog are run by WordPress and do NOT necessarily represent the views of Vivianne Rutkowski or Keller Williams Realty. Visitors to this blog are NOT obligated to click the ads to visit this blog.

 

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Loudoun County Virginia adopted the Budget for the new Fiscal Year 2011 – 2012, which begins July 1, 2011 and ends June 30, 2012.

Compare the tables for real property (real estate) and personal property (vehicles, etc.) tax rates for Northern Virginia counties.

Loudoun County Virginia real estate tax rate and personal property tax rate per $100 of assessed value for the Fiscal Year 2011-2012 are as follows:

LOUDOUN COUNTY, VA REAL PROPERTY PERSONAL PROPERTY
TAX RATE $1.285  $4.20

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http://www.loudoun.gov/Default.aspx?tabid=517

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NOTE: The above information is deemed to be accurate, but is subject to errors and ommissions and should not be relied upon without verification – contact the county directly to confirm.

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NOTE: Advertisement Ads which appear in most posts on this Blog are run by WordPress and do NOT necessarily represent the views of Vivianne Rutkowski or Keller Williams Realty. Visitors to this blog are NOT obligated to click the ads to visit this blog.

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The real property (real estate) tax rates per $100 of assessed value for the Fiscal Year 2011-2012 for Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA are as follows:

ARLINGTON FAIRFAX FAUQUIER LOUDOUN PRINCE WILLIAM
 $0.958  $1.07  $0.97  $1.285  $1.204

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The personal property (vehicles, etc.) tax rates per $100 of assessed value for the Fiscal Year 2011-2012 for Arlington County VA, Fairfax County VA, Fauquier County VA, Loudoun County VA, and Prince William County VA are as follows:

ARLINGTON FAIRFAX FAUQUIER LOUDOUN PRINCE WILLIAM
 $5.00  $4.57  $4.65  $4.20  $3.70

SOURCE:  Arlington County VA;      Fairfax County VA ;        Fauquier County VA;     Loudoun County VA;       Prince William County VA

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NOTE: The above information is deemed to be accurate, but is subject to errors and ommissions and should not be relied upon without verification – contact the counties directly to confirm.

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NOTE: Advertisement Ads which appear in most posts on this Blog are run by WordPress and do NOT necessarily represent the views of Vivianne Rutkowski or Keller Williams Realty. Visitors to this blog are NOT obligated to click the ads to visit this blog.

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